Case Summary: NCDRC upheld Gujarat State Commission’s order directing HDFC Life to pay ₹25 Lakhs with interest to a bereaved wife, ruling that the insurer’s allegations of hidden illness and BPL status were unproven.
In this case, the National Consumer Disputes Redressal Commission (NCDRC) directed LIC to honor a ₹1 crore insurance claim that was earlier repudiated on tenuous grounds, reaffirming that temporary treatments unrelated to cause of death cannot justify denial of insurance claims.