Samadhan Sarathi

Bima Samadhan

Real insurance claim fights, court rulings and how policyholders won.

Find a case like yours
LICCare HealthHDFC LifeNiva BupaStar Health
Insurance Ombudsman complaint
Ombudsman

How to Track Your Insurance Ombudsman Complaint Status

13 Nov 2026 · 2 min read
niva_bupa_blog_image-2a00ae1a
Health insurance

Insurer Called a Fresh Ankle Injury “Pre-Existing”, Citing a Sprain From a Year Earlier

11 Jul 2026
chatgpt-image-dec-17-2025-11_33_13-am-e44d26ef
Guides

Sabka Bima, Sabki Raksha: Government Proposes Major Insurance Law Reforms to Strengthen Consumer Protection

17 Dec 2025
hdfc-jumaben-5790cb6c
HDFC Life

Justice for Bereaved Wife: NCDRC Orders HDFC Life to Pay ₹25 Lakhs Claim Rejected Over 'BPL Card' & Old Prescription!

28 Nov 2025
 All stories→
Latest

Latest stories

View all
chatgpt-image-nov-10-2025-06_55_29-pm-2245d48c
Niva Bupa

Niva Bupa Ordered to Pay Over ₹9.2 Lakh After Wrongful Claim Denial; Commission Upholds Senior Couple’s Fight for Justice

Policyholder wonConsumer Commission
₹9.2 Lakh10 Nov 2025
chatgpt-image-sep-25-2025-01_16_57-pm-e1b89bba
LIC

LIC Ordered to Pay ₹1 Crore with Interest After Claim Repudiation Declared Unjust by NCDRC

Policyholder wonNCDRC
₹1 Crore25 Sep 2025
hdfc-chatgpt-image-sep-20-2025-11_15_55-am-ce694e2d
HDFC Life

NCDRC Orders HDFC Life to Pay ₹20 Lakh, Says Insurer Failed to Prove Misrepresentation

Policyholder wonNCDRC
₹20 Lakh20 Sep 2025
chatgpt-image-aug-22-2025-02_43_12-pm-2b7bb5e3
Bharti AXA

After 8 Years of Struggle, Family Wins ₹25 Lakh Claim Battle Against Bharti AXA Life — Justice at Last!

Policyholder won
₹25 Lakh22 Aug 2025
star-image-ce146a95
Star Health

Star Health’s Misleading Denial of Restoration Benefit Leaves Policyholder in Financial Distress

Health insurance
4 min read03 Jul 2025
chatgpt-image-jun-26-2025-11_46_07-am-211834cf
National Insurance

PMSBY Delay Nightmare: How State Bank of India and National Insurance Left a Grieving Family Stranded

Guides
4 min read26 Jun 2025

Insurer rejected your claim?

Tell us what happened. Samadhan Sarathi reviews it and tells you your options.

Start my case
Won in court

Court and Ombudsman rulings

More rulings
chatgpt-image-jun-23-2025-07_48_02-pm-9ced5c84
LIC

Justice Delivered: NCDRC Directs Max Life to Pay ₹25 Lakh, Ruling Unclear Insurance Terms Must Benefit Policyholder in Landmark Case

Policyholder wonNCDRC
₹25 Lakh24 Jun 2025
chatgpt-image-jun-21-2025-08_21_11-pm-56caa35f
PNB MetLife

NCDRC Rejects PNB MetLife’s Flimsy Claims, Awards ₹14.2 Lakh to Grieving Wife!

Policyholder wonNCDRC
₹14.2 Lakh21 Jun 2025
chatgpt-image-jun-20-2025-07_07_05-pm-5d0ff567
Birla Sun Life

Claimant Wins ₹21 Lakh Against Birla Sun Life: Court Rules Insurer Failed to Prove Husband’s Awareness of Health Issues!

Policyholder wonCourt
₹21 Lakh20 Jun 2025
Browse

Stories by insurer

LICCare HealthHDFC LifeNiva BupaStar HealthNational InsuranceOrientalHDFC ERGOBharti AXAPNB MetLife