Samadhan Sarathi

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Real insurance claim fights, court rulings and how policyholders won.

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DraftKit

Letter Kit Explained: A Grievance Letter Drafted For You, Filed By You

14 Nov 2026 · 3 min read
Insurance Ombudsman complaint
Ombudsman

How to Track Your Insurance Ombudsman Complaint Status

13 Nov 2026
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Health insurance

Insurer Called a Fresh Ankle Injury “Pre-Existing”, Citing a Sprain From a Year Earlier

11 Jul 2026
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Guides

Sabka Bima, Sabki Raksha: Government Proposes Major Insurance Law Reforms to Strengthen Consumer Protection

17 Dec 2025
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HDFC Life

Justice for Bereaved Wife: NCDRC Orders HDFC Life to Pay ₹25 Lakhs Claim Rejected Over 'BPL Card' & Old Prescription!

Policyholder wonNCDRC
₹25 Lakh28 Nov 2025
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Niva Bupa

Niva Bupa Ordered to Pay Over ₹9.2 Lakh After Wrongful Claim Denial; Commission Upholds Senior Couple’s Fight for Justice

Policyholder wonConsumer Commission
₹9.2 Lakh10 Nov 2025
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LIC

LIC Ordered to Pay ₹1 Crore with Interest After Claim Repudiation Declared Unjust by NCDRC

Policyholder wonNCDRC
₹1 Crore25 Sep 2025
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HDFC Life

NCDRC Orders HDFC Life to Pay ₹20 Lakh, Says Insurer Failed to Prove Misrepresentation

Policyholder wonNCDRC
₹20 Lakh20 Sep 2025
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Bharti AXA

After 8 Years of Struggle, Family Wins ₹25 Lakh Claim Battle Against Bharti AXA Life — Justice at Last!

Policyholder won
₹25 Lakh22 Aug 2025
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Star Health

Star Health’s Misleading Denial of Restoration Benefit Leaves Policyholder in Financial Distress

Health insurance
4 min read03 Jul 2025

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Court and Ombudsman rulings

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LIC

Justice Delivered: NCDRC Directs Max Life to Pay ₹25 Lakh, Ruling Unclear Insurance Terms Must Benefit Policyholder in Landmark Case

Policyholder wonNCDRC
₹25 Lakh24 Jun 2025
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PNB MetLife

NCDRC Rejects PNB MetLife’s Flimsy Claims, Awards ₹14.2 Lakh to Grieving Wife!

Policyholder wonNCDRC
₹14.2 Lakh21 Jun 2025
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Birla Sun Life

Claimant Wins ₹21 Lakh Against Birla Sun Life: Court Rules Insurer Failed to Prove Husband’s Awareness of Health Issues!

Policyholder wonCourt
₹21 Lakh20 Jun 2025
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