⚖️ Case Summary at a Glance
What Happened: A genuine hospitalization claim for an accidental ankle injury was wrongfully rejected by Niva Bupa Health Insurance. Despite clear medical evidence from the treating doctor confirming it was a fresh injury, the insurer dug up a minor, unrelated sprain from a year ago to label it a "pre-existing disease" and shockingly alleged fraud to avoid paying ₹2.13 lakhs.
